FNB Home Loans
FNB Traditional home loan
The Traditional home loan is a mortage bond product to assist the customer with financing when purchasing an existing residential property. Traditional home loans may be combined with a range of additional facilities and options to personalise your home loan.
FNB Smart Bond
A smart bond with FNB is a 100% home loan where no deposit isrequired. Fnb Home Loans offers a free comprehensive home-ownership programme with this product. FNB gives the option of fixing your interest rate for a 5-year period. FNB also offers access to additional funds by applying for a Smart Bond Re-advance or Smart Bond Further Bond and an opportunity to buy a house within a network of developments.
FNB's Smart Bond is tailor-made for customers earning a minimum gross monthly income of R3500 and maximum of R25000. For joint applications, each applicant should not earn more than R25000 gross income.
FNB One Account
FNB's One Account is a cheque account with a large overdraft secured by a residential property. The purpose of the One Account is to combined customers cheque and home loan accounts into One Account. The overdraft is reduced monthly over the term/period of the facility. FNB claims its more convenient and affordable than having to manage and pay fees on multiple accounts. FNB issues a Visa Cheque Card for the One Account. Customer who use this card can also benefit from eBucks rewards.
FNB Building Loan
FNB's building loan allows you to build a home using a NHBRC registered builder. Applicants have the ability to build, alter, redecorate and increase the value of their property.
FNB offers customers electronic access to prepaid funds on home loans, Interest calculated daily and capitalised monthly, 24/7 electronic access to funds via FNB ATMs, Cellphone, Telephone or Online Banking