Ithala House-Home Bond
The Ithala bank house loan provides the option to build, buy, renovate, or extend your house, catering to a wide variety of needs, whether you are adding an extra room for the growing family or taking your first steps into homeownership.
With loan amounts reaching 100% of the property's value, you don't have to worry about partial funding, and you can focus on securing your dream home without hesitation.
Ithala bank secures this loan by registering a mortgage bond against the property, ensuring that you can focus on the excitement of owning a home, while the financial mechanics fall into place securely.
Apply to multiple banks, not just Ithala, to receive better choices.
Who Qualifies for Ithala's House Loan?
Ithala bank has opened its doors wide to permanently employed and self-employed South African citizens, provided they earn a minimum monthly salary of R3,500.
This inclusivity makes Ithala's house loan accessible to a broad spectrum of the population.
House Loans for Rural Areas
South Africa's rural beauty is not left behind either! Ithala bank offers a Rural House Loan, a service tailored to those wanting to establish roots outside of urban centres.
The terms are similar to the urban house loan, but with repayment terms extending up to 240 months, allowing rural homeowners to comfortably manage their financial commitments.
Initially envisioned as the Ithala Development Finance Corporation, its core mission was to propel industrial and infrastructure growth in the verdant province of KwaZulu-Natal.
Get The Best House Loan Deal in SA
