Free Bond Calculator
South Africa

How to Use This Bond Calculator

1. Enter the property price or the loan amount you need
2. Input your expected interest rate (your bond originator can often get you a better rate)
3. Choose the loan term – 20 years is the most common in South Africa
4. Add your deposit if you have one (this reduces the loan amount)
5. Click "Calculate My Bond" – results appear instantly

Why Use a Bond Originator Instead of Going Straight to the Bank?

It costs you nothing and usually saves you thousands.

• We submit one application to ALL the major banks at the same time
• Banks compete for your business – this often results in lower interest rates
• Higher approval chances – if one bank declines, others may approve
• Completely free service – banks pay us, not you

Frequently Asked Questions