Standard Bank Home Loans
Standard Bank provides a number of home loan products. Standard's range of products are affordable house loans, first time buyer home loans, further second house loans, Islamic home loans, loan for building, foreign property loans, access loan, house loan refinancing, commercial property finance and private banking home loans.
Apply to multiple banks/lenders, not only to Standard Bank, receive a quote from all banks.
Affordable House Loans
These home loans are geared towards the low income earning segment.
The Affordable Housing Loan is for individuals earning a single or joint gross monthly income between R3501 – R32000 with the full benefits of an ordinary mortgage bond.
Standard Bank's affordable housing loan offers 108% finance and no deposit required. Free borrower's education training via e-learning and classroom.
Customers can chose between a fixed or variable interest rate. Additionally Standard Bank Home Loans offers an AccessBond facility should the customer require additional funds.
First Home Buyers House Loan
You can apply for a first home buyers home loan on your own or with a partner as long you and your partner have not owned any property.
The requiremennts are joint income of between R3 501 – R22 000 per month and be a first-time home buyer.
A Government housing subsidy for first time home buyers may be granted as an lump sum towards the home loan.
Renovating or Building Home Loans
Standard bank offers a range of building loans. To learn more about building loans from Standard Bank home loans, please contact us to discuss your options.
Speak to a bond originator in South Africa about Standard Bank home loans.
