Yes – you can still buy a home with zero deposit in South Africa. Thousands of first-time buyers and self-employed clients do it every month using FLISP + bond originators.
Get My 100% Bond Now – Free
See your maximum home loan with ZERO deposit instantly
Estimated monthly repayment: R0
Many clients get this as a 100% bond using FLISP subsidy
Get Official 100% Approval NowNever owned property before? You qualify for FLISP subsidy.
Only 1–2 years financials needed with the right originator.
Approvals from ~580 score when you use a bond originator.
The government gives you R30,001 – R169,000 cash (depending on income) that acts exactly like a deposit. Banks then approve the remaining amount as a 100% bond.
FNB, Absa, Standard Bank, Nedbank and SA Home Loans all approve 100% bonds daily when the application is packaged correctly with FLISP.
Stop saving for a deposit that never comes – get your home now with zero deposit.
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